Optiva Loans

Let us help you sort your expenses - top up a loan, rental loan, car loan, or emergencies.

Find Your Loan Eligibility

You can qualify for Ksh. 2,500 - 50,000 loan to MPESA

By submitting, you confirm that you accept the Terms and Conditions and Privacy Policy.

Terms and Conditions

Loan facilities borrowed under this product will be hinged on pre-existing product features.

In case of default, the loan product facility shall be deemed to be in arrears, and normal collection processes shall apply.

The maximum loan amount is Ksh. 50,000. A non-refundable fee of 4% of the Amount borrowed is paid by the borrower for detail verification and as the commission charged for the Loan.

Loan duration: repayable within 3 months from the day of borrowing.

Loan disbursement: Loan will be disbursed to the MPESA number provided and takes 1-7 working days to process.

Privacy Policy

We care about your privacy, data protection, and confidentiality. This Privacy Policy outlines the information we collect, the purposes for which we collect it, and your rights.

  • You use or have expressed the intention to use any of our services.
  • You represent a client (e.g., as a guarantor, payer, or authorized representative).
  • You have used our services in the past, and we are required to retain this information.
  • You contact us or visit any of our customer service offices.
  • You visit our website or provide personal data for any of the data processing purposes outlined in this policy.